>> that's the ma stress. melissa: you might have busted us. come back, your first time here, we love you. that's all the time we have today. here comes "the willis report." gerri: hello, everyone, i'm gerri willis. tonight on "the willis report," is your doctor making the right call? misdiagnosis are more common and deadly than people think. also, it's the big report we've all been waiting for, apple. >> this will be an upcycle for awhile. >> what's next for the giant, and will investors buy it? recent tragedies have brought out the scam artists. how these people are stealing money from generous americanss. we're on the case tonight on the willis report. ♪

we begin tonight with a growing threat inside our nation's doctor's offices and hospitals. costly mistakes on the rise resulting in serious and even deadly consequences for patients. joining me now, dr. david, associate professor of neurology and lead author of a new study from johns hopkins university, and dr. steve riceman, director of the new york cardiac diagnostic centers. welcome, doctors, i'll call you by the first names because it's easier, i think. david, you, let me tell you, a shocking study, 160,000 people sustain injuries or deaths every year because nay are misdiagnosed. how is this happening? >> well, diagnosis is difficult, so it's not all that surprising that we make diagnostic errors. we talk about a situation where we've realized errors are the most common and costly, and most deadly of all medical errors.

gerri: numbers are stunning, steve. you lock at this and think there's a lot of people out there getting misdiagnosed. my mother has been misdiagnosed, and everybody watching the show probably knows somebody who has been misdiagnosed. why do you think it happens? you're a practicing physician. >> i think misdiagnosis happens because you are not persistent in following up on things, possibly, sometimes the insurance companies don't allow you to do the tests you want to do, and patients, if they have any questions, need to seek a second opinion if they have symptoms. gerri: david, to you, how did you figure this out? they are not numbers i normally see. >> well, it's been known for many years that diagnostic errors, looking at insurance records for malpractice claims that errors are frequent, but it really has not been prior to now that people have put together a large national data set. this is the national practitioner data bank with all the data available from the united states closed malpractice

claims, and we see that consistently over the last 25 years, error are the biggest and most consistently the top payout category. gerri: well, errors make up 35% of total payments in malpractice payout so that's the big kahuna when looking at this. are the hospitals, steve, coffering -- covering up? >> well, i think the study, a very good study, looked at 25 years of data and found that if you misa diagnosis, the malpractice payments are high. this looks at the payments, and there'' many that are missed that never make it to malpractice. they look at the worst cases with severe neurologic consequences and severe quad plea jay, things along those liangs. gerri: if that's true, iting thes for what's going on here. david, to you, do you think that in reality what's going on here

is that there's probably more people who face this than we know because not everybody files a lawsuit, my friend. >> no question that that's the case. a study suggested that in primary care, the care was .1% of the time. that does not sunday like much, but when you multiply that that's 500 people a year suffering from error and related harm. even if error's are not frequent on a per visit basis, there's still a lot of harm out there. i think from the perspective of this study, i agree that these data are mostly representative of the most severe diagnostic areas, but they care the most about it because they suffer permanent death or disability. gerri: all right. interesting fact, and, steve, i know you want to speak to this. misstroke. people having strokes, 100,000 a year don't find out until it's too late. you say, as a physician, it's very easy to miss a stroke.

>> first of all, with a stroke, you have a ministroke, a change in speech or change in motion, and the doctor has to be per sis tent to follow-up on that. the other fact is in the last 20 years, ages 18-50, younger adults increased tremendously, hypertension increased, diabetes so think of strokes not just in the 65-year-old group, but 18-50. gerri: wow. everything changes quickly. that's part of the problem. what needs to be done to solve this, david? your study breaks new ground. couldn't we get the information all the time? >> well, that's a key issue, and they were measuring this i think from the physician side, we need physicians to be aware of high risk situations. for instance, the risk of missing a stroke is much greater in a patient with dizziness than

those with paralysis on one side. maybe they need to be extra careful in certain scenarios. from the perspective of hospitals, track misdiagnosis on a consistent and continuing basis as a quality measure and from the perspective of policymakers, we need to be making it a priority to fund research in the area. there's not enough work done, and, perhaps even from the insurance company's standpoint or center for medicaid services, think about paying people more for correct zigs and less for incorrect diagnosis -- gerri: pay for performance with doctors, really? >> in an accountable care world. >> it's difficult to measure, important to encourage benter performance and early diagnosis, but we need sometimes to make it easier to get testing done, also an issue. when insurance companies don't let you do the mri you need, it's a problem. gerri: interesting stuff. you guys were great. dr. --

do tores, thank you for coming on. >> thank you. gerri: do you follow doctor's orders? log on to gerriwillis.com, vote, and i'll share the results at the end of the show. we want to talk a little about the most commonly diagnosed illnesses. that list top five. thyroid disorders. the problem is mistaken for depression or mood disorders, but if it's not properly treated, it could lead to major issues, even growth problems. number four, heart attack, many patients are told they suffer from a panic attack or anxiety instead of pending cardiac arrest. number three, cancer, there's so many varieties, the cancer can be missed, especially if symptoms are not prevalent. number two, bacterial meningitis. number one misdiagnosis is this, coronary artery disease. leading cause of death in the u.s., symptoms are shortness of breath, heart burn, all too common in overweight people making it easy to miss. as you probably didn't know

that. i certainly didn't. now, on to your financial health, there are new concerns for those approaching retirement, many people have not saved enough to crosser rising costs, especially for health care, so how do you do that? kimberly fox joins me with solutions. she's president of imperial wealth management and author of "wealthy by design: a five step plan for financial security." welcome to the show. you know, this is 5 lot of money we talk about the the end of the day. as a matter of fact, something like a 163,000 that people pay out of pocket. look, folks have a hard time enough just saving for retirement. how do they save for this too? >> it's like like we needed another thing on the plate, and this is overwhelming, the average cost of inflation of medical care today is around 7%, so what we do at -- with my firm with my preand post retirees and my betweener clients between

50-65, i actually built into the portfolio an extra percent to medical costs alone. if a client, let's say, wants 4% to 5% a year, i do 5.5%, and then that money is going to be set aside and earmarkedded for the medicallcost for medical costs and expenses. gerri: how much to expect from medicare to pay for the problems they face? >> medicare costs 50% from medicare; right, that that comes out, but 40% from the own pockets, and that's, like, 15% for health care, for hospital visits, doctor care, for prescription, so that is on the upwards end. look at something like $14,000 a year, out of your own pocket on the lower end of that, that could be around $5,000, but reality is there's about twice

that of inflation today, and we really need to budget for this, and to actually earmark these funds so that you have this, basically, you have a choice in your medical care going forward rather than forced into something that maybe you don't want like the earlier doctors said. gerri: you mean forced into something you don't want like what? >> like -- like if you -- if, just for instance, like, a misdiagnosis, like, let's say if you were somebody thought they might have cancer, and they want to go in and do a, you know, a probe to go in and get the cancer, see if it is cancer in the lung or not, and they say, no, let's do chemoand see how it goes. turns out the person dies of cancer, and maybe they could have got other diagnosis and actually saved the person. gerri: you know, it's interesting because at one point, folks actually had coverage, insurance coverage

from their employer back when people worked for the same employer for decades and decades, but that has gone away so dramatically, and it's so difficult for people to build up the rereceivers -- rereceivers needed. are you saying save more? >> well, save more and save often. what i say for the 45 to 50-year-olds, you know, we have to basically add that into the budget to save as really an -- a budget item to save for medical costs that you may or may not have coveredded at medicare, but the reality is, if you save, you have a choice, okay? like in one of the clients, she's 51, $1500 a month is her medical premium because she's prereteared, and we took annuity and prefunneledded it so when she does officially retire, she'll have the money to pay for her premium costs.

at least she has a choice. gerri: it's a difficult topic, not a lot of solutions for folks out there doing it on their own. thank you so much. >> thanks, gerri. gerri: well, a lot more still to come this hour, nearly all systems a go op the keystone pipeline other than president obama's stamp of approval. latest with the man leading the fight in canada, and is apple rotten? latest earnings report two hours ago with enough to turn the stock around. details ex-. -- details next. ♪ [ male announcer ] with free package pickup

from the united states postal service a small jam maker can ship like a big business. just go online to pay, print and have your packages picked up for free. we'll do the rest. ♪ gerri: apple shares falling slightly after being up by 6% at one point after they announced earnings, and after the tech giant released its much

anticipated second quarter earnings report beating expectation on top and bottom line, good news for shareholders, the company will return a hundred billion dollars to them by the end of 2015. joining me, all things digital senior editor, welcome back. it's always good to see you. >> good to see you. gerri: it's a positive report. there was, you know, people were reading fine print. what do you say? >> well, i think what people pay attention to is the forward gyps, just also remember apple generally always gives conservative guidance forward looking, but look at the phaks. i mean, this split personality thing people talked about today, the identity crisis, apple's trading in a price to earnings ratio comparable to dell. tell me which stock you want to own. gerri: stocks cheap for a reason, doesn't mean they are a good value. is apple? >> you have to look a little bit going forward, and apple had strong demand in china, and the

number of stores opening there is actually pretty fast. they are going fast there, so that's one thing so keep an eye on international growth, but also look at the fundmental disruption apple's doing now. interesting piece of data, the increase of ipad unit sale, year on year, jives up really nicely -- increased by 8 million yiewns, that's about how much the pc market declined if you add up -- gerri: wow. >> add up hp, dell, and others. gerri: very interesting, and, yet, those profits this quarter down for the first time in ten years, and personal look at that and think it's over. new management, concerns that steve jobs is not there. what do you think? >> it's a maturing company. you see increases in dividends and buybacks. there's been a buyback authorized for ten years, done nothing with it. today, they promised to spent $60 billion just on share buybacks alone. a hundred billion at average of

$30 billion a year to get rid of the incredibly embarrassing file of cash. gerri: give it to investors. love that. the ap twitter hack. a hack on ap, associated press, big respected news organization, saying that the white house was in trouble, and being attacked even, and proved almost immediately, but not before the stock market fell through the floor, this was not true. what was happening here? >> what happened here, the associated press' twitter account attacked -- we have a claim of responsibility now by called the syria electronic army, a proassad group of hackers that have been attacking the twitter accounts of large western media organizations including cbs over the weekend, 60 minutes had a twitter account hacked, national public radio a week ago, i believe bbc has been on the target list. it's probably not too long before they try to make a play against fox.

tell those guys to be careful. gerri: you said that in break. oh, my lord. everybody here has twitter. you know, it's not just the institutions themselves. how do -- what do i do to make sure i'm not hacked. i don't think i will be the group, but you can by anyone. >> what happened in the case of ap, from what i understand, is a number of people in the organization received a suspect e-mail, had an attachment, did something funny, you open it, and something unexpected happens. a good tip with these things, people tried to send them to me, not because of me, but because they send them around, watch the language. if it seems like in the message that a company's the attachment, it seems like it's not written by a person who speaks english. that's a tipoff. misspellings, bad grammar, bad punctuation. that's a good tip. it's not easy to filter out, but something to look for. gerri: wow, thanks for coming on. everybody was paying attention to that today.

fortunately, cooler heads revailed, false immediately, and a market rebound good news. good to see you. >> as always, thank you. gerri: apple's earnings news is a top trading stories op foxbusiness.com. bullish despite the plunge in the dispok price. also hot, on the website apart from that bogus tweet that briefly hit the markets, stocks had a good day on strong earnings, and new home sales up again, slightly, though, in march, but sales held back by lack of housing supply. six signs, you want to hear this, break up with your bank, and most come down to one thing. you know what it is, fees. those are some of the big stories trending right now on fox business. later in the show, a warning for those of you wishing to donate to the boston bombing victims or any charity for that matter, and he says the u.s. really has no choice other than to approve the keystone prescribe -- pipeline. the canadian prime minister

joins me next. ♪ we learned a lot of us have known someone who's lived well into tir 90s. and that's a great tng. but even though we're living longer, one thinghat hasn't changed: the oicial retirement age. ♪ the question is how do you make sure you have the money you need to enjoy all of these years. ♪

gerri: eyes on pram and his decision on the keystone pipeline. will he approve it? kahuna canada's top pitchman joins me on his take.

gerri: engame in sight for keystone pipeline. deadline up for public comments tread on the project that delivers oils from canada's tar sands down to the gulf coast, and it now comes down to the president's decision. canadian minister of natural resources, joe al veer -- oliver, has the latest. great to have you here on set. >> thank you. gerri: i keep thinking we are closer 20 a decision on

keystone, but, actually, we now are getting close, maybe this summer. you say you're getting a warm reception this visit? >> depends, actually, who i talk to, but, yes, look, i think that people understand that this will be very positive for both our countries. that's why there's so many support in the united states, majority of the american population, all l governors to whom states the pipeline will go in favor, majority of the senate, majority of the house of representatives, but we still have a number of, you know, regulatory hurdles, and, ultimately, it's the president's decision. gerri: you have a ferocious group of environmentalists, greenies, who want to stop this. what do you tell them? >> well, look, there's some people, frankly, who are not accessible to anything that -- gerri: you won't persuade them. >> i won't persuade them because they are opposed to the project as a symbol because they don't the to see oil sands developed

because at the end of the day, they are opposed to development of hydrocarbons, so, you know, what i have to talk about and to are people who are accessible who are listening to the facts, and the facts are strong in favor of the project. you know, it addresses national security. it'll create jobs, it'll create revenue for governments. gerri: how many jobs? >> well, i think, you know, it depends. i think we're looking at maybe 40,000 jobs in the united states and there's many, many more jobs after that as a result of, you know, the services that have to continue to be provided. gerri: going to washington later this week, and, today, on our air, speaker of the house, boehner, had comments about keystone pipeline. here's what he had to say. >> it's clearly in the president's corner. i make the state department's laid the ground work that we can do this safely, we operate nearly 200,000 miles of pipelines in the united states today. we can operate this safely, and,

frankly, it's safer, than loading all this crude on trains. gerri: well, you know, i think we even have a map of all the pipelines in this country. the entire country is criss-crossed by pipelines. this is nothing new. did it all the time. you say it's better than moving the oil by rail. how so? >> well, social security safer -- it's safer and everybody acknowledges that, and the u.s. state department said that this pipeline will be safer than typically construction pipelines that already exist. we're talking about some 875 miles of pipe that the unapproved portion of keystone would represent. the united states on average is building 1400 miles every year so why not build a pipeline that is actually safer than existing pipelines from a country that's reliable, safe, friendly, and environmentally responsible. gerri: that was the next question. if we don't do this, somebody

else is. probably china. i think you can bet your bottom dollar that the development of this resource will not be as green and not as clean if developed elsewhere. what do you think? >> well, i don't have to say -- i certainly agree, but the u.s. state department, again, in this 2,000 page environmental assessment said that this project would not create significant environmental damage so, you know, the two reasons that might have cause the one to oppose it really have been dealt with independently by scientific review so, really, all you're left with are positives, and they are strong. gerri: minister oliver, thank you for coming in, absolute pleasure seeing you, and best of luck on your efforts in washington. we'll watch. thank you. >> thank you. gerri: update on that story. the epa, again, raises objections to the proposed keystone pipeline despite more than four years of staid, they say the instigate department's analysis is insufficient urging

for analysis specifically on oil spill risks, greenhouse gas emissions, and alternative routes. last month, the state department, as you remember, said the pipeline would not have any significant virallal impacts, but plan to release another report in the summer. the beat goes on with bureaucrats. up next, the latest on the boston bombings, including the condition of the suspect, and don't go away. ♪

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gerri: the people number of insurers skyrocketing today officials say more than 260

people sought treatment much more than the 180 reported. they say this is the result of people delaying treatment. 51 people remained hospitalized including the suspect dzhokhar tsarnaev and his condition has been upgraded to fair. he was since suffering negative some wounds to the head neck place in hand and now learning what may have noted that the -- motivated the brother tamerlan. reading extremist propaganda the family of the and this victim said a private funeral was held today for eight year-old martin richard. the plans to hold a public memorial service in the coming weeks for both the m.i.t. officer allegedly killed by tsarnaev was laid to rest. a sad story in here is another one. when thought from the fund started by patrick has raised $20 million that is a good news for marathon

victims but others that are created that are not as a respectable how can you make sure yours get into the right hands joining me now kim, welcome back to the show. the explosion 125 domain names created in the wake of the bombing or the marathon disaster. and almost all of them have a tag line of sending, help people, etc., etc. what is going on? >> skimmers, rip-off artists there is bad people as well as good people that try to get in there. the faster you get in there and get the domain name the more likely it is someone will impulsively give because it is risky turn people want to give fast and quick because their heart goes out. gerri: the very people who want to help help people who

are the scam artist instead. had you know, if they are for real or not? what should i look for? >> in all kinds of ways it can look real you could see videos, pitchers, the bells and whistles to appear on the surface which is why there is a risk. it is so hard that is why we advise people go for one of the charities that is known and has a track record or if you can do that the second-best thing is the one fund that is brand new but has repeated people with all of these other situations to be involved it is the second-best choice if you cannot find a traditional charity but remember the many may not get there as fast as space it. gerri: talk about newtown.

this is astonishing millions of dollars raised all over the country most of it has not even gone to the families. is an outrage. >> particularly horrible and one of the worst we have seen. it is quite inexcusable and it speaks to the attention wear some traditional charities from a the vetting process is so bureaucratic and slowed which is why the other efforts try to create such as the one fund the national compassion fund that some victims tried to put together because traditional groups are taking so long. gerri: talk about the national compassion fund before you were not for it but now you are starting to turn because at the end of the day the money is in getting to where it needs to be. >> i spoke to the people after the interview they do want to create a charity. i thought it was a governmental body. that is interesting and encouraging also mentioning kenneth feinberg there are

ways that they are thinking about this. the devil is in the details but for now the one fund is there and has repeatable people involved -- reputable people involved. gerri: how to the families get out there to create their own charity? is that a way to go? >> sometimes people claim they are family members or are related so there is always a danger. we say if you live in the area and know the people, go for a. but if you're at a distance and are not sure, somebody could falsify. it is much more risky. >> no crowd finding sites. great stuff. thank you for coming on. unbelievable. son ian people are decided against colleges really what they're doing instead. and we will have details we

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gerri: congress' continuing their fight over a new immigration bill in a separate homeland security secretary of paul lozano said the new bill would help the vetting process when going for asylum and the issue of immigration and taking center stage on lou dobbs tonight's last night in the talk talk segment. >> the questions go on and on. is a past to citizenship appropriate good bad for our economy? is in the national interest? is it good for american society? the real question becomes after tenures why do we have

these answers? gerri: if you don't have the answers i don't know who would. >> thank you for that. what we tried to point* out is precisely that that so many of these issues how much benefit to be derived from immigration what will it really cost to follow a pathway to citizenship and the gang of 8 plan? we don't have those answers. what is funny and all of this today the media matters' left-wing activist group said that lou dobbs is anti-immigrant because he is asking questions. they'' to a fellow who was very nice and i am sure a good man out of ucla who

just happens to be a chicano activist who opens all sorts of numbers we cannot rely on just as you cannot rely on the numbers from the federation for immigration reform. the government is in the one providing these answers. did not have the answers for their own committees, congress the senate or the president. gerri: will we get them? is there a sense that some day somebody will come across with the real actual facts? is it a rush job? >> this is even worse than the obamacare rush job. this is a president of gang of 8, the conservatives of the gang of 8 have fallen in line with a rush to judgment rather than rational and effective and humane immigration program, they

try to block out any participation by citizens to are done and this is pitiful. the national media of course, is left-wing liberal and is falling in line with the very same orthodoxy then if you want to ask for the answers to questions like is in the national interest, who will benefit? what is the cost? i support, i support for crying out loud a rational effective humane immigration program be your anti-immigration if you even suggest you want this to be in the national interest and the american people should have a participation in this process. gerri: the public have a voice? are you kidding me? that is not how works. lou: but that is extraordinary because the american people who bring

over 1 million people into this country every year to be legal immigrants no country in the world is as generous or welcoming or diversify yet we have schools running around talking racist and anti-immigrant when we talk about the national interest. gerri: i assume you're doing this in your show tonight? lou: if you have figured riel. we will do this and more. we will talk with congressman smith to says the gang of 8 proposal is worse than he thought and will raise his own analysis and perspective on the show. we hope you'll join us. gerri: we will be watching. always great to see you. apple's big earnings new set the market tomorrow as we reported earlier beating earnings estimates after initially popping higher per rojas a lilly and ford and

apple is tomorrow and on friday dead gdp growth report. the economy expected to grow 3.2% in the first quarter those are the stories to watch tomorrow was still to come on waste fraud and abuse at the white -- white house and has work kids get to college were they doing to get ahead in their careers? the next.

gerri: thanks to the skyrocketing cost of college and dismal prospects after words. more students are skipping out altogether. but is this the right move to make? joining me now executive director at turning point* usa. welcome back. apparently this is a new trend people deciding they will not to college and frankly i don't think everybody should have done it. it is a choice you should make consciously. what do you make of this and what type of options are people pursuing? >> going back to the advent of college during the late '60s when lbj pass the higher education neck there is the ideology that everybody has to go to college but unfortunately was not designed for that

but for people who wanted to become lawyers or doctors or ceos now the kids don't go to college they can still go forward in their career. now with this new trend they can still be successful there is a notion if you're not in college you're not educated and that is not true. gerri: i will challenge you on that. a lot as parents say you have to go to school to get educated. what other ways are there? >> it is amazing with the internet you can have a liberal arts degree without leaving your house. the online university is amazing. go to some of size you can learn more on normal universities. you can watch a real professor teaching was alive

discourse that is a valuable the old brick and mortar way is vanishing with the new orchard renner -- an entrepreneur ideas are coming. >> people are still going billing behind three years or decades to come. young people they decided to delay marriage, having kids because they pay off college debt but there are other ways like peter steele has a program. what you make of that? >> i was the semifinalist for that scholarship and what he is doing is fantastic. getting $100,000 to anybody under the age of 20 to continue the entrepreneurial dream. because they give them the confidence and a mentor to be successful lookup zucker berg and steve jobs not

because they got the degree but they got the mentors and startup capital. where were the world the right now without apple or facebook? they are not successful because of their degree but the mentor networks. gerri: colleges and universities depend on more people every year because they pay a huge debt of their own. is this is a trend does it impact the bottom line? >> i hope so. there is a demand side but what fuels the college side is college pushes low interest loans. that is breaking get the capital they need the shows and tell people want to stop , that is one thing with a peppermint gives them the money they need because of young people think that will not take the loan, the government pushes though loan there is two sides

ended they continue to push the low-interest loans, the rate will increase. gerri: it is a freeing frenzy showing how the price of tuition and is outpacing inflation. thank you for coming on tonight. we appreciate your time. back on this day 2005 the very first video of floated buy you to the 22nd clap called me to be at the zoo features the co-founder at the san diego zoo in front of the elephants. i was shocked. i thought lew first video was about you to. it doesn't look like much but it sparked a revolution by the next year more than 60,000 videos or uploaded every day. few months later google bought it for more than

1.$6 billion and with more than 1 billion to use the number one most watched video of all time is gone numb style released in july it recognized as the most like to video i knew to buy guinness book of world records in the first video to reach 1 billion viewers but it starts when the first video was posted today only eight years ago. we'll be back with the question of the day do you follow doctor's orders? stay with us. one ♪

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gerri: a new report shows the growing number of patients are misdiagnosed purdue followed doctor's orders? here is what your posting on facebook. mostly but not without question they can still not

yet what we're feeling and the language can fail less. i tell doctors say are my advisers for serious issues every asset question on gerri willis.com only 57 percent said sometimes. 3 percent said never. putting the obama phone program on steroids for started by ronald reagan to provide low income families with a phone in case of emergencies. in 2008 obama added so funds sending the cost of from 143 million to about $2 billion today that shows it is out of control. the fcc says the top five companies can verify the eligibility of 41%. what is worse they're hoping to expand the program to include high-speed broadband this is out of control.